Welcome To Finsure!
Kolkata, Patna, Delhi & NCR

Working Capital Finance

How can you raise operational efficiency and sustainable growth of your company?

How do you manage working capital gap in your business ????

FINSURE provides the structure and availability of the debt to the company, which helps to raise operational efficiency and sustainable growth for your company. Our expertise allows us to assess the client’s capital requirement and market their proposal as a winning proposition to raise capital from banks or financial institutions.

We provide the following services based on our client’s requirement.

  • Cash Credit / Overdraft
  • Letter of credit (Foreign /Inland)
  • Bank Guarantee – Financial / Performance
  • Export Packing Credit / Packing Credit in Foreign Currency (PCFC)
  • Working Capital Demand Loan
  • Buyer’s Credit
  • Short Term Finance
  • Quick and hassle-free process
  • Customised and flexible financial solutions
  • Customer-oriented services

  • Annual turnover should be between Rs.1 cr. to Rs.200cr.
  • Should be Sole Proprietorship, HUF, Partnership Firm, Private Ltd or Public Ltd Co.
  • Minimum 3 years in same Business & same location
  • Not listed in RBI Defaulter's List, CIBIL database or in any negative database.
  • Satisfactory conduct with the existing Banker
  • Group concerns not listed in RBI / CIBIL
  • Positive TNW and PAT for 2 years

  • KYC of applicant with self-attestation i.e. Copy of PAN, Business license , Registered/ communication address proof etc
  • Financials documents like Audited financial statements of last 3 years along with IT return and tax audit report and schedules & notes accounts
  • Interim performance supported with Copy of VAT / Service Tax Returns etc.
  • Copy of the sanction letter of the existing all loans (or Bank Statement Reflecting The Limit )
  • Bank statement of all bank a/cs for last 6 months and any past repayment track records (loan statements)
  • For Ltd / Pvt Ltd co – Shareholding pattern & MOA / AOA. For Partnership firm - Partnership Deed
  • External Rating (CRISIL, ICRA, CARE etc.) If available
  • Copy of complete property documents of all properties to be mortgaged
  • Copy of telephone bills/ electricity bills (latest) to be available for address confirmation

We offer variety of options for your convenience. You can hypothecate your current assets or mortgage your residential/commercial/industrial property for availing the loan/facility. You can also keep Liquid securities such as NSC, Term deposits, shares etc.
If you are a Sole Proprietorship Firm, Partnership Firm, or a Private limited Company in the business of trading, manufacturing, and service then you can apply for availing the facilities.
Fee for non-fund based facilities is priced according to the industry standards only.